A little more breathing room this Christmas.
Christmas MoneyCLUBPlan my Christmas

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A free tool for a calmer Christmas

Your holiday.
Your numbers.

Start with what you can afford after essentials. Add the things you want to include, then see the weekly target that gets you there.

What’s in your Christmas?

All amounts are in US dollars. The starting amounts are examples; replace them with your own.

Choose an earlier date if you’ll shop before Christmas.

What do you already have?

Money available after your regular bills and essentials.
Optional estimate after expenses and taxes. Leave $0 if uncertain.

Calculations update as you type. For planning, partial weeks round up to a full week. If your deadline is today, the remaining amount is due today.

This calculator runs in your browser. Saving is optional and stores the amounts only on this device. How your information is handled.

Your weekly savings target

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Your plan will appear here.

Total holiday budget
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Already set aside
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Remaining to save
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Time until your date
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Target too high? Lower one spending category, choose a lower-cost tradition, or test one small earning idea. Protect essentials first.

Make room for what matters.

A thoughtful gift. A shared meal. A calmer January. Start with a plan that leaves room for real life.

Make my holiday plan